Archive for the ‘Money’ Category

PAMP Financial Workshop


Join us for an exclusive Financial Workshop for PAMP members, presented by the RHR Wealth Management Group from Merrill Lynch. We will have 4 expert advisers in a panel discussion and Q&A period, covering a full range of topics. Whether you are doing your year end tax planning, getting ready to start thinking about how […]

Dad’s Rules for Talking with Kids about Money

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This Father’s Day, you may want to spend some time with your kids having a family conversation about money and values. If this makes you feel a little uncomfortable, don’t worry — you’re not alone. Many parents feel uneasy talking with their kids about the family’s finances. “But once we talk to the kids about […]

Trusteed Accounts

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There are so many decisions to make when it comes to financing and long term planning. One of the more popular options available is a trusteed account. The main difference with the trusteed IRA vs a regular IRA is that all assets are held in a trust rather than a custodial account. Both accounts

Behavioral Insights: Risk Tolerance & Decision Making

Photo courtesy of  www.SeniorLiving.Org

Although I grew up in a family with a business in accounting and finance, being an “investor” never crossed my mind. I learned the basics of balancing accounts and the importance of savings. I learned how to manage a budget in college and most certainly put that skill to use when real life began. But investing was […]

Financial Impact of Life Changes

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Having a child is one of the top five most stressful life-changing events. Changing jobs is also in the top five. If you are going to do both at the same time, you may want to consider consulting an advisor about your financial picture in order to reduce stress. You may decide that being at […]

Announcing New Monthly Membership Contest


Happy New Year to all PAMP Members. We are happy to announce a new feature on our website that we hope you will find fun and informative. Each month we will have a “Membership Contest” posted on the website (look up top at the menu, there is a link directly to the contest on the […]

Can I Make a Living as a Freelancer?

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Every working parent I know has had an ongoing struggle with the conflicting demands of parenting and the workplace. We want to be great parents and great workers, not to mention keep up with our friends, make room in our lives for our parents and occasionally get a decent meal on the table. Somehow, we […]

It Takes a Village to Save for College

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Tired of the toy that makes obnoxious sounds all day? Is that outfit for your little one just another that you would rather your in-laws resist purchasing? Give them something else to spend their money on — an education! Costs for post-secondary education have been rising over the last decade. By 2031, estimates that […]

Best of the Forum: Sell, Rent or Buy new home?


We are seeking any advice from this wise community. We are trying to upgrade from our starter home. Given that most sales are zero contingency and many are all cash (!), it will be impossible for us to do so without first selling our home, then renting temporarily while looking for our next home. We […]

Saving for College: A Starter Guide

Photo by Rebecca Alison

When it comes to saving for college, there are five important questions: How much should I save? On what schedule? In which kind of plan? Which state’s 529 plan? What underlying investments should I pick? You likely already know how important it is to save for your kids’ college education. You may have already started […]

Preparing for Unexpected Life Changes


As a parent, you know that life can change in an instant, and that’s why you take steps to minimize your children’s risk or exposure. You invest in the very best car seats, cabinet locks, helmets and other protective gear—all in the name of keeping your children safe. Yet the most important protection for a […]

The Facts About Maternity Leave

Photo by Rebecca Alison

There are enough things to worry about when you’re pregnant. Figuring out when and how you can take maternity leave shouldn’t be one of them. Your human resources (HR) department should be able to tell you everything you need to know, but HR may not always up to speed. To ensure you receive the maximum […]

10 New Year’s Resolutions to Turn Your Finances Around in 2012


Coming up with New Year’s resolutions is an annual tradition that forces people to reflect on which areas of their lives need improvements. If you’re considering what aspect of your finances you should tackle, there is no shortage of goals, challenges and things you could resolve to do better – or to simply do, once […]

9 Situations In Which a 529 Plan May Not Make Sense


As a parent, you’ve probably by now heard the conventional wisdom: If your children plan on college (or you’re planning on college for them), a 529 college savings plan is a great way to save for tuition and expenses. In many states, contributions to 529 plans win you a tax deduction for state tax purposes, […]

Best of the Forum: Holiday Traditions & Tipping

Best of the Forum

Holiday Traditions? Can anyone recommend a Christmas event in the area? I would like to do something special during the holiday season. I am looking for something that is low-key, that keeps Christmas magical and not commercial. Check out Festival of the Lights at Vasona Park (Los Gatos),